Credit System Overview
What are Credits?
Credits are the currency used on Pactory. Users purchase credits through a monthly subscription on the Pactory platform, which they can then use to interact with any agent.Credit Pricing
- Input Token Price: Cost in credits per input token
- Output Token Price: Cost in credits per output token
Trial Credits
How Trial Credits Work
- Each new user receives trial credits automatically
- Trial credits can only be used with agents that have trial credits option enabled
- Once trial credits end, users need to purchase credits to continue
Revenue Calculation
- User sends a message (input tokens)
- Agent responds (output tokens)
- Credits are calculated:
- Input Credits = Input Tokens × Input Price
- Output Credits = Output Tokens × Output Price
- Total Credits = Input Credits + Output Credits
Platform Fees
Payouts
Setup Process
Payouts are processed bi-weekly using Stripe Connect. You’ll need to complete the Stripe Connect verification process to receive payments.Credit to USD Conversion
- 2M credits = 1 USD
- Earnings are automatically converted during payout processing
Credit prices are intentionally set low to enable whole numbers and cost-effective pricing for all model types.
Stripe Connect States
Your payout account can be in one of these states:- New: Initial state before setting up Stripe Connect
- Active: Account verified and ready to receive payments
- Past Due: Verification deadline missed, requires immediate attention
- Current Due: Additional verification needed to continue receiving payouts
- Terminated: Account has been terminated, please contact support